Questions regarding enrolling/disenrolling or making changing to your benefits, please contact Zeke Lopez (Human Resources Generalist) at HR@byron.k12.ca.us

Questions regarding benefits premium deductions from your payroll should be directed to Stefanie Brundy at sbrundy@byron.k12.ca.us 

BENEFITS ELGIBILITY
If you work 20 or more hours per week in a qualifying position, you are eligible for health benefits through the Byron Union School District (BUSD). 

Medical 

• Employees can choose between the following medical plans (see below). 

• The district contribution varies depending on level of coverage, classification and FTE status. Please see rate sheets for more information. 

  • Kaiser HMO

  • Kaiser DHMO ($40 Copay)

  • Kaiser DHMO ($50 Copay)

  • Sutter Health

  • United Healthcare (HMO 15/0%)

  • United Healthcare (HMO20/500)

More information regarding these medical plans can be found under “Medical Plan Information. 

Dental & Vision

• Dental & Vision are both required for BUSD employees working 20 or more hours per week. 

• Employees will be automatically enrolled in Dental/Vision coverage upon initial hire.

• You have a one-time option to add your spouse or dependents over the age of 5 once you become eligible.  There are no additional fees to add them. 

• Your dependents under the age of 5 must be added during the open enrollment period prior to their 5th birthday.  No other dependents can be added during open enrollment for dental or vision. 

Life Insurance

All district employees are eligible for enrollment in Life Insurance at no cost to you. Please fill out the appropriate life insurance form and submit it with your other enrollment forms 

• Standard Life Insurance (Certificated Positions)

• Hartford Life Insurance (Classified Positions)

Cash-In-Lieu Option

Employees who waive coverage by the district and who provide proof of other employer, non-individual market health plan coverage* will receive the current Cash-in-Lieu rate per the Byron Teachers’ Association and CSEA Bargaining Agreements Cash-in-Lieu payments are processed upon receipt of proof of coverage. 

Please see "Cash-in-Lieu Option & Requirements" below for more information.

HOW TO ENROLL IN BENEFITS:
Once you have decided which medical plan works best for you, please login to the BenefitBridge Portal and following the Step-by-Step Instructions provided at the top left of this page. 

Please note that supporting documents (Birth Certificate, Marriage/Domestic Partner Certificate) must be uploaded to the Benefits Enrollment Portal when adding spouses/domestic partners and dependents to your plans.

Employees must enroll in benefits within 30 days of intitial start date.

SUPPLEMENTAL PLAN OPTIONS:

Eligible employees are able to enroll in the following supplemental insurance options upon hiring and during Open Enrollment. Please visit the Colonial Benefits Booklet for more information. Please note that these supplemental options do not rollover from year to year and must be renewed annually during Open Enrollment. 

• Accident

• Cancer

• Critical Illness

• Short-Term Disability

• Hospital Protection

• Life Insurance

• Flexible Spending (FSA)

MAKING CHANGES TO BENEFITS:

Benefit changes are made only upon hire or during open enrollment, unless you are experiencing a "qualifying event" as outlined below.

"Qualifying Events":
- Death
- Birth/Adoption/Foster Care
- Marriage/Divorce|
- Loss/Change of Employment/Insurance Coverage

* Please note that the district requires you to provide proof of your "Qualifying Event" before changes to your benefits coverage can be confirmed.

WAIVER OF MEDICAL COVERAGE DISCLOSURE

As required by the Patient Protection and Affordable Care Act (ACA), full-time employees are given the opportunity to enroll in medical health coverage offered by the Byron Union School District. Employees have the right to decline, or waive coverage. If employees waive coverage for themselves and/or dependents under the Byron Union School District's medical health plan, employees are required to show proof of other employer, non-individual market health plan coverage* by providing proof of coverage or by submitting a completed Waiver Of Offer of Medical Coverage Form annually during Open Enrollment. 

The following may apply if you decide to waive coverage:

• If you waive this coverage and do not obtain coverage on your own, you could be subject to a penalty under the individual responsibility requirement of the ACA and will not qualify for government subsidies to purchase individual health insurance on the Marketplace.

• If you waive coverage, you will only be allowed to enroll in the Byron Union School District medical health plan if you have a qualifying event (e.g. marriage, divorce, birth/adoption, loss of coverage, change in job status). You must request to enroll in the plan within 60 days of the qualifying event.

HOW TO ENROLL IN THE CASH-IN-LIEU OPTION:
Employees who wish to waive the benefit options offered by the district must provide proof of alternative coverage by one of the following options:

• Upload a completed Medical Waiver Form completed and signed by the employer/agency providing the alternative medical coverage to the Benefits Bridge Portal. Electronic or “wet signature” is required.
  AND (if you are unable to provide a signature from the employer/agency providing alternative coverage) 

• Upload a copy of the Benefit Coverage Summary to the Benefits Enrollment Forms Portal that includes all of the following information*:

  • Name(s) of individuals covered under the policy

  • Type of coverage (Must include medical)

  • Start and end dates of coverage (must cover from 1/1/2024-12/31/2024)

* Please note that a copy of a medical insurance card will only be accepted if all of the information above is included on the card.

Eligibility for the "cash-in-lieu” option is reestablished every year during Open Enrollment.  This includes completing a new Waiver of Group Medical Coverage and providing the relevant proof as needed.

Participants in the "cash-in-lieu” must notify BUSD Human Resources immediately if they have a loss of coverage.  Human Resources will work with the employee to enroll them in a District medical plan.